Home Buying Checklist
There are far too many factors to consider when viewing any property to be able to make adequate mental notes: here is a comprehensive checklist that you should endeavour to fill out in its entirety for any property on which you are seriously considering placing an offer.
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Avoiding Buyer's Remorse
Many home buyers suffer remorse once the offer has been accepted and the real estate transaction has been launched: there are ways to avoid falling into the home buying remorse trap, and building your confidence so that you know that you've made the right decision.
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Is An Exclusive Listing Right For You?
At first it sounds counter-intuitive to place your property into a listing where it is invisible from anyone conducting online searches through your local MLS website, but exclusive listings can be very advantageous if your home fits a very specific and narrow set of specifications.
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The Process Of Offers & Negotiations
The process of placing an offer can often be convoluted and complex, and the negotiations can be truly exasperating. In cases such as this it is important to keep your emotions at bay, your eye on the prize, and exercise patience and rational common sense.
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Understanding How Your House Is Advertised
Many sellers are surprised to learn that the primary reason why their property is prominently featured on the big splashy ads run by the real estate agency in the local newspapers and magazines is not to directly sell their home at all: it's just to expand the buyer pool and impress them to get their listing!
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How Buying A Car Reduces The Amount Of Mortgage Funding
Few first time home buyers are aware that their obligation to a sizeable vehicle loan payment can actually reduce the amount of money that they are able to qualify for in a mortgage loan by $50,000 or much more.
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When Is The Right Time To Sell Your Home?
There are many more factors in making the decision to sell your residential property that go far beyond the current market dynamics in your neighbourhood. Interest rates, seasonality, the economic trends in your area, and various family aspects also have to be blended into the equation.
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How Current Market Conditions Can Affect Your Offer Price
What are the differences between a Seller's, Buyer's, and Balanced Market, and what are the various factors you have to consider when you are making that extremely critical determination as to how much you are willing and able to offer for the home of your dreams?
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Will You Need A Bridge Loan?
Your new home is closing in June but your old home isn't closing until July... what do you do? You resort to a Bridge Loan: a temporary, short term mortgage which essentially covers your down payment amount on your new home for a few weeks until you can harmonize the housing chain.
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